Saturday 22 May 2010

Belt-tightening

Although our planned year away is very low budget there are still certain things that will need to be paid for: food and transport are probably the two main things. Over the past year or so we have surprised even ourselves at just how much we have been able to reduce our monthly outgoings in preparation for the trip. Here are some of the ways we managed to spend less (you'll notice that some of the 'decisions' we made were actually fate-induced), for instance:


When one of our cars was written off in a traffic accident we decided the time had come to make do with just the one we had left. And it wasn't so difficult. It did mean planning a bit more in advance so that we could each get maximum use of the car with minimum inconvenience to the other, but all in all the biggest difference we felt was the positive one of less petrol, insurance and repair bills. Several months later the other car suffered damage beyond reasonable repair, but this time good fortune stepped in and one of Dani's children who had upgraded their car agreed to loan us their old one until we leave. Although the ongoing expenses remained the same we are now thankfully relieved of the problem of selling the car at the last moment which is a big plus.


Similarly, a few months ago our second hand washing machine broke down and needed an expensive repair. My daughters who live nearby offered to help out and do our washing for us which is greatly appreciated. In order not to overload them we do some items by hand and are much more aware of only washing clothes that really need it. It's suprising just how much less washing we generate now than before. This has not only saved us having to buy a new machine, but has also caused us to adopt habits that will serve us well during our year away.


After becoming annoyed at the ever-growing cable TV/internet bills for less service we decided to cancel them. Not having the living room dominated by TV has been a big plus in itself, and the internet has been covered by using it during breaks at work, or picking up local wifi signal at home.


Other areas where we just decided to cut down (for varying reasons from "it's not that difficult to do", to "it's ultimately better not just for our bank balance but also for our health/the environment, etc") include: drinking only tap water (instead of bottled drinks) and cutting down on water usage in general by watering the garden with 'grey' water from the kitchen/shower and only flushing the toilet if there's something really offensive in there. None of us family members is offended by the others' urine, so when it's only us at home this saves a lot of pure drinking-quality water being used to simply transport this natural waste from one place to another. The water rates in general have recently been increased a lot and we have noticed a big difference in our water bills compared to our neighbors.



Some of these changes were achieved by a simple shift in mentality. Once you have set a goal in mind that you are passionate about, if that goal involves money to be saved or debts to pay off you actually psyche yourself up to get a thrill out of not buying something. Resisting the urge to buy something actually gives you a buzz as you realize it is in your power to bring that ultimate goal one step closer.


It also helps to look on the bright side and see the positive aspects in everything: cars and washing machines breaking down don't immediately strike people as being positive, but the way things worked out these things not only brought about a reduction in our expenses but also made us super-aware of just how kind, generous and helpful people can be.


2 comments:

  1. about the wash machine, this is what I'd like to realize in Bulgaria as a workshop

    http://www.youtube.com/watch?v=kL6MkX3XJlg

    Roby

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  2. Love it! You're invited to present a workshop on this at our place. Dani's pretty good at stuff like that too so you'd have some willing assistants :-)

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